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Split 17:1 and Corner 8:1 in Payout Comparison

In European Roulette, a Split bet covers two adjacent numbers and pays 17:1, contributing to a game with a 97.30% RTP and a 2.70% house edge across all its wagers. The Corner bet, covering four numbers, offers a payout of 8:1 against the house. These payouts are standard for the 37 sectors on the wheel, including the single zero.
The European Roulette wheel features 37 sectors, comprising numbers 1 through 36 plus a single zero. All bets on this version of roulette maintain a consistent house edge of 2.70%. This edge is inherent in the payout structure, which is based on 36 sectors despite the presence of 37 possibilities.
Compared to other European Roulette bets, the Split bet's 17:1 payout and the Corner bet's 8:1 payout are fixed rates. For instance, a Red/Black bet pays 1:1, and a Dozen or Column bet pays 2:1. These rates reflect the inherent mathematical advantage the casino maintains over the player.
Casino hall with roulette table, chip stacks, and card fans
House edge and payouts of table games at Casino-My-Empire compared

House Edge and RTP: Two Names for the Same Number

The House Edge represents the casino's average profit from player bets over the long term, while RTP (Return to Player) signifies the theoretical percentage of wagered money a player can expect to receive back. For European Roulette, the house edge stands at 2.70%, corresponding to an RTP of 97.30%.
In Video Poker Jacks or Better (9/6 Full Pay), the house edge is a mere 0.46%, offering an RTP of 99.54% when played with optimal strategy. This low house advantage is achieved through specific payout ratios, such as 9 coins for a Full House and 6 coins for a Flush per coin wagered.
Blackjack played with a single deck and classic rules, paying 3:2 for a blackjack, boasts the lowest house edge at 0.15%, translating to an RTP of 99.85%. This is significantly lower than an American Roulette game, which has a house edge of 5.26%.

Columns and Dozens Pay 2:1 in Roulette

Bets placed on Columns or Dozens in European Roulette offer a payout ratio of 2:1. This means for every unit wagered, the player receives two units in profit plus their original stake back. These bets cover 12 numbers each on the roulette layout.
The European Roulette wheel has 37 sectors, including the single zero. Despite covering a significant portion of the numbers, the 2:1 payout for Columns and Dozens maintains the game's overall house edge of 2.70%. This consistent edge applies to all types of bets on this roulette variant.
Other payout rates on European Roulette include 35:1 for a Straight bet, 17:1 for a Split bet, and 1:1 for even-money bets like Red/Black or Odd/Even. The 2:1 payout for Columns and Dozens is a mid-range offering within the game's betting structure.

Connection Lost in Table Game: Round Continues Automatically

Should a player's connection be interrupted during a table game, the game round will automatically continue to its conclusion. This ensures fairness and prevents the player from being disadvantaged by technical issues. The outcome is determined by the game's RNG based on the bets placed before the disconnection.
For Baccarat, if a connection is lost, the Banker or Player hand will play out according to the game's rules, and the result will be recorded. The Tie bet, with a house edge of 4.84% and a payout of 9:1, is also subject to this automatic continuation.
In Craps, the Pass Line bet, which has a 1.41% house edge, will be resolved based on the dice rolls. Bets are settled according to the game's established payouts, such as 1:1 for a Pass Line win, regardless of any connection interruptions.

Split, Double, and Surrender: Three Decisions Explained

In Blackjack, the 'Split' option allows a player to divide a pair into two separate hands, each with its own subsequent card. This decision is available when the first two cards dealt are of equal value. A classic Blackjack game with a 3:2 payout offers a house edge of 0.15%.
The 'Double' down in Blackjack permits a player to double their initial bet after receiving their first two cards, receiving only one more card. This is often a strategic move when the player has a strong initial hand, such as a total of 10 or 11. Liberal Vegas Strip Blackjack, with an RTP of 99.72%, includes this option.
Blackjack 'Surrender' (Late Surrender) allows a player to forfeit half of their bet after the dealer checks for a blackjack, losing the remaining half. This rule can reduce the house edge by approximately 0.08 percent points, offering a strategic retreat in unfavorable situations.
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CategoryExamplesStakes FromHighlight
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Table gamesRoulette, Blackjack, Baccarat0,50 EURclassic rules
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Instant gamesAviator, Plinko, Mines0,10 EURfast rounds
Video pokerJacks or Better, Deuces Wild0,25 EURstrategy based

37 vs. 38 Sectors: One Zero Difference

European Roulette features 37 sectors, including a single zero, offering a Return to Player (RTP) of 97.30%. In contrast, American Roulette expands to 38 sectors with the addition of a double zero (00), which increases the house edge to 5.26% compared to the 2.70% on European Roulette. This single additional sector significantly impacts the game's mathematical advantage.
The presence of the double zero in American Roulette, bringing the total sectors to 38, directly doubles the house edge for all bets compared to its European counterpart which has only 37 sectors. While payouts for individual bets like a Straight bet at 35:1 remain the same, the increased number of outcomes disadvantages the player more significantly. This is a critical distinction for players to understand.
This mathematical disparity means that for every €100 wagered on European Roulette, theoretically, €97.30 would be returned to players over the long term, whereas on American Roulette, only €94.74 would be returned. The 'Five Number Bet' on American Roulette, covering 0, 00, 1, 2, and 3, presents an even higher house edge of 7.89%, highlighting the impact of additional sectors.

Corner Pays 8:1, Dozen Only 2:1

Within the American Roulette layout, specific betting options carry distinct payout ratios and house edges. A Corner bet, covering four numbers, offers a payout of 8:1, reflecting its broader coverage compared to a Straight bet. This bet is placed on the intersection of four cornered numbers.
In contrast, betting on a Dozen (1-12, 13-24, or 25-36) or a Column pays at 2:1. While these bets cover a larger portion of the number field, their payout ratio is significantly lower than that of a Corner bet. Both these bets are part of the standard American Roulette table.
The mathematical implication of these differing payouts is evident in the house edge; while a Corner bet on American Roulette has a house edge of 5.26%, the Dozen and Column bets, despite covering 12 numbers, also contribute to this same overall edge. Understanding these payout structures is key to appreciating the game's mechanics.

Jacks or Better: Check Payout Table Before Betting

The Video Poker variant, Jacks or Better, comes with varying payout structures, directly influencing the Return to Player (RTP). The '8/5' version, where a Full House pays 8 coins and a Flush pays 5 coins for every one coin wagered, offers an RTP of 97.29%. This payout scheme is a common benchmark in many online video poker offerings.
A more favorable payout table, the '9/6' or 'Full Pay' version, significantly increases the RTP to 99.54%, a difference of 2.25 percentage points compared to the 8/5 version. This improvement stems from the higher payouts for a Full House (9 coins) and a Flush (6 coins). The maximum bet of 5 coins is required for the top Royal Flush bonus of 4000 coins.
Players should always verify the specific payout table displayed before commencing play, as even minor differences in coin values for hands like a Full House or Flush can drastically alter the long-term expected return. For instance, switching from a 9/6 to an 8/6 table reduces the RTP by 1.15 percentage points, demonstrating the importance of details in this game.

Four Blackjack Hand Decisions at a Glance

Blackjack offers various rule sets that impact player strategy and the house edge. One common variation found in many online casinos is a Blackjack payout of 6:5 instead of the traditional 3:2, applied across 6 decks. This alteration increases the house edge by a significant 1.39 percentage points, making it less favorable for the player.
The 'Late Surrender' rule in Blackjack allows a player to forfeit half their bet after the dealer checks for blackjack, reducing the house edge by approximately 0.08 percentage points. While this rule improves player odds, it is not as beneficial as 'Early Surrender,' which can reduce the house edge by up to 0.6 percentage points but is rarely offered.
Conversely, 'Liberal Vegas Strip' rules, featuring a 3:2 Blackjack payout, splitting aces, doubling down, and resplitting, present a highly favorable scenario with an RTP of 99.72% and a house edge of merely 0.28%. This combination of liberal rules is considered one of the most player-advantageous blackjack variations available.

La Partage applies only to even money bets

The 'La Partage' rule, when applied to Roulette, offers a reduction in the house edge exclusively on even-money bets such as Red/Black, Odd/Even, or High/Low. This rule stipulates that if the ball lands on zero, players with even-money bets receive half of their stake back, effectively halving the house edge on these specific wagers.
On standard European Roulette, which has a single zero, the house edge on even-money bets is 2.70%. With 'La Partage' in effect, this edge is reduced to 1.35% for these bets, making them more attractive to players. This rule specifically targets bets that pay 1:1.
It is crucial to note that 'La Partage' does not extend to other bet types like Straight bets, Columns, or Dozens, nor does it apply to American Roulette with its double zero. The rule's benefit is confined solely to the even-money betting categories within a single-zero wheel environment.

Declining Insurance: The Most Common Blackjack Mistake

The Insurance side bet in Blackjack, often offered when the dealer shows an Ace, presents a significant disadvantage. This bet pays 2:1 if the dealer has Blackjack, but its underlying mathematics are poor, with a Return to Player (RTP) of approximately 90% or lower depending on the specific rules. This RTP indicates a substantial house edge that players should aim to avoid.
Considering the Insurance bet's RTP, it represents a house edge that can be as high as 10%, significantly higher than most main Blackjack bets. For instance, Blackjack with liberal rules and a 3:2 payout has an RTP of 99.72%, meaning a house edge of only 0.28%. The Insurance bet's poor value makes it a costly wager for players.
By declining the Insurance bet, players preserve their stake and avoid a statistically unfavorable wager. This strategic decision aligns with maintaining a lower overall house edge across their Blackjack session. Avoiding this common mistake ensures that players are not unnecessarily reducing their potential returns over time.

Double Down: double bet, only one card

The Double Down manoeuvre in Blackjack allows a player to double their initial bet after receiving their first two cards. In return for this increased stake, the player receives only one additional card. This option is typically available on any of the first two cards dealt, offering a strategic way to capitalize on favorable starting hands.
This strategic play is most effective when a player holds a strong starting hand, such as a total of 10 or 11, against a dealer's upcard that suggests a weak hand. For example, doubling down on 11 against a dealer's 10 can be advantageous, though it carries the inherent risk of receiving a low card.
While the Double Down doubles the bet, it limits the player's subsequent actions to a single card draw. This means that if the drawn card is not beneficial, the player has no further options to improve their hand, making the decision to double down a critical one dependent on card counting and probability.

Player pays 1:1 without any commission

In certain Baccarat variations, specifically the Player bet, the payout is a straightforward 1:1. This means that for every unit wagered, a winning bet returns one unit plus the original stake. This type of payout structure is common for many side bets or main bets in card games.
This 1:1 payout without commission is a key feature of the Baccarat Player bet, which boasts an RTP of 98.76%. The absence of a commission on Player wins contributes to its relatively low house edge of 1.24% compared to other Baccarat wagers like the Tie bet.
While the Banker bet in Baccarat also pays 1:1, it typically incurs a commission on wins, making the Player bet a 'commission-free' option for players seeking simpler odds. However, the Banker bet is generally considered more statistically favorable due to its slightly lower house edge when accounting for the commission.

Blackjack flow: cards, decision, payout 3:2

The standard flow of a Blackjack hand begins with players receiving two cards, followed by the dealer's initial deal. Players then make their decisions to hit, stand, double down, split, or surrender based on their hand and the dealer's upcard. The game progresses sequentially with each player's turn.
A winning Blackjack hand, where a player achieves a total of 21 with their first two cards (a natural Blackjack), typically results in a payout of 3:2. This means for every €2 wagered, the player receives €3 in winnings, in addition to their original €2 stake being returned.
This 3:2 payout is a critical factor in the game's mathematics, contributing to a favourable RTP of 99.85% for single-deck Blackjack with classic rules. This payout rate is significantly better for the player than a 6:5 payout, which would represent a higher house edge.

Why the Double Zero Almost Doubles the House Edge

The inclusion of a double zero (00) on an American Roulette wheel, in addition to the single zero (0), fundamentally alters the odds compared to a European Roulette wheel. This increases the total number of pockets from 37 to 38, directly impacting the probability of winning any given bet.
This addition of an extra pocket significantly widens the house edge. An American Roulette wheel, with its 38 sectors, carries a house edge of 5.26%, nearly double that of a European wheel's 2.70% which only has 37 sectors. This difference is crucial for players evaluating the game's fairness.
For example, a straight-up bet on a single number on American Roulette has a RTP of 94.74%, while the same bet on European Roulette has an RTP of 97.30%. The double zero pocket is the sole reason for this disparity, making American Roulette a less favourable game for the player.

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